Use this “Digital Household Booklet 2021” to set spending and saving budgets, stick to them and keep a good overview of your expenses with Google Sheets.

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Updated for 2021: Digital Household Booklet, with section for “Budget” per non-fixed category for each month, and a “Planned” savings section where you can write out how much you plan to save per month.
Table of Contents· Background info
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Reasons I use this Google Sheet
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Is this template a good fit for you?
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Free Links to this template
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How to use: Fast version
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How to use: Elaborate version
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Mac Desktop shortcuts & doing calculations
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Final steps for easy access to your template

Background info


Writer, spreadsheet & tooling nerd, amateur filmmaker, personal development junkie (aren’t we all), language lover, introvert.

Gracia Kleijnen in Prague
Gracia Kleijnen in Prague
Image of the author in Prague, Czech Republic (long before Covid) — Taken by a friendly stranger


Maybe I’m not as tough as I thought I was.

Very muscular topless brown man with short hair and beard chucking down water from a barrel. He’s standing in a shed.
Very muscular topless brown man with short hair and beard chucking down water from a barrel. He’s standing in a shed.
In all honesty, those are some serious gains though — Photo by henri meilhac on Unsplash


Don’t postpone that dream or idea for sometime in the future.

Female with short dark brown hair sitting in field in hilled area with sunset in the background.
Female with short dark brown hair sitting in field in hilled area with sunset in the background.
Photo: Edu Grande/Unsplash


It didn’t feel right anymore.

Black male wearing blue and pink/red stripy tshirt, a silver necklace. Facial expression has one eyebrow raised, squinting.
Black male wearing blue and pink/red stripy tshirt, a silver necklace. Facial expression has one eyebrow raised, squinting.
How I might look when I hear that phrase — Photo by Ayo Ogunseinde on Unsplash

“Beta subjects are for boys, languages are for girls”


Share more of yourself.

Close up of art-set consisting of dozens of brushes standing up and paint on a table outside in a park on a sunny day.
Close up of art-set consisting of dozens of brushes standing up and paint on a table outside in a park on a sunny day.
Photo by Kai Oberhäuser on Unsplash


They will pull you up to new heights of potential.

Sleek dressed male with side cuts hairstyle and trimmed beard, wearing blazer, watch, looking into camera determined.
Sleek dressed male with side cuts hairstyle and trimmed beard, wearing blazer, watch, looking into camera determined.
Photo by Ameer Basheer on Unsplash

“I’m staying late at work today, something came up.”
“I won’t be coming home, I have a business lunch.”


We need much less stuff than we think.

Person pulling a black carry-on suitcase while walking on the pavement in London city, United Kingdom.
Person pulling a black carry-on suitcase while walking on the pavement in London city, United Kingdom.
Photo by Tomáš Gal on Unsplash


And the total income I earned from my side hustles. Here’s my recap of my past year before going wild on 2021 prospects and plans.

Person wearing Nike sneakers with raised arms jumping from rock to rock in rocky desert. Sunset in the background.
Person wearing Nike sneakers with raised arms jumping from rock to rock in rocky desert. Sunset in the background.
Photo by Doran Erickson on Unsplash


Reading and writing on this platform is one of my most harmless addictions to date.

Feminine hand with red nail polish touching a yellow rose. The fingertips looks oily or wet. The background is light pink.
Feminine hand with red nail polish touching a yellow rose. The fingertips looks oily or wet. The background is light pink.
Photo by Malvestida Magazine on Unsplash

About

Gracia Kleijnen

Writing my way to progress. Topics: personal growth, life lessons, tooling & (failed) ventures.

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